Buy now, pay later with Klarna


At Leisureshopdirect, we've teamed up with Klarna to offer you a variety of Finance packages to help you with getting the right caravan / motorhome product you need whilst being able to spread the cost of the payments to suit you.

Finance is available on any product or combined basket with delivery above £299.99. Choose the right product for you to get a new awning, fridge or if you're looking to upgrade a current water heater or any other item.

  Quick and easy online application

  Select payments to suit you

  Instant decision



It's Easy to Apply

Simply choose your goods and select Klarna at checkout.

The online application takes just a few minutes and you'll receive an instant decision.


Select your purchases

Choose Klarna at the checkout

Complete the online application

Receive an instant decision

Only 10% initial deposit to pay

  • We like things simple, 10% deposit upfront is all you need.
  • We'll ask you for a valid payment details during the application process.
  • You only pay if you're approved.

Pay later with Klarna.

Low Rate 14.9% finance: After your initial 10% deposit pay monthly over 12, 18, 24 or 36 months with a low APR of 14.9%.

We do offer 0% finance on a selected number of products. This will be highlighted on the products where this is applicable.


Examples

The example finance pricing below is based on an order value of £500:


The example finance calculation below is based on a basket value of £500 with default payment term length for the product.

Price :  
Monthly Instalment :  
Deposit (10%) :  
Term of Agreement :  
Loan Amount :  
Cost of Loan :  
APR :  14.9%
Total Amount Payable :  

Who is eligible for finance?

Finance is available on orders of £299.99 or more, placed on our website.


You'll need to be:

  18 years or older

  A UK resident for 3 years or more/Permanent UK resident

  Be able to make regular repayments by Direct Debit

  In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment

  Have a debit card or credit card in your name and registered to your address and have a bank or building society current account


Other conditions may apply and we cannot guarantee that your application will be accepted.

Leisureshopdirect Ltd acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ).

Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply.

Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

Still have Questions?


Please select Finance as your preferred payment method where you will be redirected to payment provider “Klarna” to complete your finance application. You will then be required to fill in your details accordingly and they will assess your credit application.

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.

No, you will not be charged anything if your application is unsuccessful.

Klarna will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application. We ask that you have a good credit history with no history of late repayments or payment issues.
The maximum lending amount in additional to the upfront deposit is £15,000 (total purchase price of £30,000 with 50% deposit).

Yes. If your credit application is accepted, you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application form) and on the credit agreement itself.

The deposit required will be 10% of the total value.

Your monthly repayments will be taken via direct debit from your chosen bank account.
You can buy any items on finance where the basket price (including shipping) exceeds £299.99 incl VAT.
You can select from 12, 24 or 36 months repayment options at a rate of 14.9% APR.

You have the right to repay all or part of the credit early at any time – you should contact Klarna for details by phone, e-mail or letter at the following;


Klarna Bank AB (publ)
Sveavägen 46,
111 34 Stockholm
Sweden.
Telephone: 0333 321 6080
Website: https://www.klarna.com/uk/customer-service/

If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please call Klarna Bank AB (publ) on 0333 321 6080 or seek free, independent advice from organisations such as the Citizen Advice Bureau or the Money Advice Service.
Our online application form is fast to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason we can’t give you an instant decision you will be notified on screen as part of the application process and also by e-mail, with a follow up e-mail as soon as a decision is confirmed.

You must be a permanent UK resident and able to supply 3 years address history. Employment or retired and receive a gross annual income of at least £10,000.Have a good credit history and own a debit or credit card. You must have a UK bank account capable of accepting Direct Debits.


The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.

You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please send it by first class post to the finance company. Please allow 10 working days from the day you post the cheque to allow time to process the payment.


Klarna Bank AB (publ)
Sveavägen 46,
111 34 Stockholm
Sweden.
Telephone: 0333 321 6080
Website: https://www.klarna.com/uk/customer-service/

Yes. A credit check forms part of the automated decision making process.

Yes. You must have a UK bank account capable of accepting Direct Debits.

The total cost of the loan is shown on the finance agreement.

If you fail to pay any amount you owe under the Credit Agreement by the date it is due, Klarna Bank AB (publ) may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.

Klarna Bank AB (publ) will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

The APR is shown clearly on the credit summary (in the top right hand corner of the screen) throughout the credit application process. It is also shown clearly on the credit agreement itself.

Klarna Bank AB (publ) Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. In the last 14 years, technology has evolved, excited and transformed the world around us, yet our mission remains as relevant as ever, to make paying as simple, safe and above all, smoooth as possible.

Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 130,000 merchants in 14 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.

When the company acquired SOFORT in 2014 the Klarna Group was formed. Klarna is backed by investors such as Sequoia Capital, Bestseller, Permira, Visa and Atomico.



Finance Terms & Conditions - Klarna Bank AB (publ)

Leisureshopdirect Ltd, Atlantic Court, North Devon Business Park, Chivenor, Barnstaple, EX31 4FP, U.K

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. [Minimum deposit for finance orders is 10 percent of the full value of the transaction including postage. If you take finance out on an item which has the available to order text or explains to your before you before purchase that you are back ordering the product this means we personally do not have this item in stock and that we are running the item off of a supplier’s stock where delivery could be up 6 weeks fulfilment time.]

Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply.

We may pay brokers some consideration if they introduce business to us.

Leisureshopdirect Ltd

We work exclusively with the Klarna Bank AB (publ) as the lender.


Standard Information and Regulatory Status of P4L and Close

Consumer Credit Service is provided by Klarna Bank AB (publ). For more information please refer to our frequently asked questions or visit https://www.dekopay.com/.

Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply – Klarna FCA registration number is 821179. For more information please visit https://www.klarna.com/uk/customer-service/.